The Numbers Don’t Lie: Tracking Nationwide Mortgage Delinquency

first_img Rachel Williams attended Texas Christian University (TCU), where she graduated with Magna Cum Laude with a dual Bachelor of Arts in English and History. Williams is a member of Phi Beta Kappa, widely recognized as the nation’s most prestigious honor society. Subsequent to graduating from TCU, Williams joined the Five Star Institute as an editorial intern, advancing to staff writer, associate editor and is currently the editor in chief and head of corporate communications. She has over a decade of editorial experience with a primary focus on the U.S. residential mortgage industry and financial markets. Williams resides in Dallas, Texas with her husband. She can be reached at [email protected] About Author: Rachel Williams The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago CFPB Delinquency Foreclosure HOUSING mortgage Richard Cordray 2017-10-30 rachelwilliams Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / The Numbers Don’t Lie: Tracking Nationwide Mortgage Delinquency The Best Markets For Residential Property Investors 2 days ago Tagged with: CFPB Delinquency Foreclosure HOUSING mortgage Richard Cordray Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Share Save Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago On Monday, the Consumer Financial Protection Bureau (CFPB) launched a Mortgage Performance Trends Tool that allows user to explore interactive charts and graphs to dig into the mortgage delinquency rates for all 50 states and the District of Columbia. The tool’s info is powered by information from the National Mortgage Database—launched by the CFPB and Federal Housing Finance Agency in 2012.“Measuring the number of consumers who have fallen behind on their mortgage payments is a telling barometer of the health of mortgage markets locally and nationally,” said CFPB Director Richard Cordray. “This rich information source identifies mortgage delinquency rates down to the county and metro-area level, making it a useful public tool.”The tool breaks down delinquencies into two general categories. The first are borrowers 30-89 days behind (generally missing one or two payments). According to the CFPB tracking borrowers in this category “can detect trends in the increase or decrease in the number of delinquencies, and act as an early warning sign for mortgage market developments that impact the overall economy.” The second category is made up of borrowers in serious delinquency (which is categorized as 90 days or more overdue).According to the CFPB, high rates of seriously delinquency can signal severe economic distress in the marketplace, but according to the Mortgage Performance Trends Tool the rates of serious delinquency are at the lowest level since the financial crisis. In its peak in 2010, this rate was at 4.9 percent according to the CFPB, but as of March 2017 its fallen to 1.1. percent. New Jersey and Mississippi lead the nation with serious delinquency rates of 2.1 percent.States that show vast improvement since the housing crisis include California and Arizona, which in 2010 had seriously delinquency rates of 7.5 percent. As of March, Arizona’s serious delinquency comes in at 0.8 percent, while California has one of the lowest serious delinquency rates in the nation at 0.6. The only two states lower than California are Alaska and Colorado—both at 0.5 percent. in Daily Dose, Featured, Foreclosure, News October 30, 2017 2,705 Views Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Numbers Don’t Lie: Tracking Nationwide Mortgage Delinquency Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Print This Post Sign up for DS News Daily Previous: Did Affordable Housing Performance Meet its Goals? Next: Facing Foreclosure Challengeslast_img read more

Parler ‘free speech’ app tops charts in wake of Trump defeat

ECB interest rate decision ‘like a tax’, says Switzerland’s Publica

first_imgStefan Beiner, head of asset management at Publica, Switzerland’s largest pension fund, has said the European Central Bank’s (ECB) recent rate cut had been largely “expected by the markets” but was exactly what European pension funds did not need.He pointed out that the ECB had to date been “less active” than other central banks, and said it was “understandable” that it wanted to try and ensure that, in the real economy, the amount of loans for corporations and consumers would expand.“I do not know whether this measure will actually have a net positive effect on the real economy,” he added, “but we as pension funds are suffering from the low interest rates.”Beiner called the rate cuts a “tax”, which “we – as savers – have to pay via low interest”. He said a rate increase would “hurt pension funds over the short term with an accounting loss” and that, over the long term, higher interest rates would help the pension fund industry.Currently, 10-year Swiss government bonds yield 70 basis points, while a recently placed 50-year Swiss government bond yields just 1.6%.For Publica, which has CHF36bn (€29.5bn) in assets under management, the ECB’s decision to lower the benchmark interest rate from 0.25% to 0.15% means “risk-free(ish) assets have become even more unattractive in terms of return expectations”, and demand for riskier assets such as equities will “potentially increase”.But Beiner warned that equities from industrialised countries, for example, were already “priced quite ambitiously”, and that “many of the underlying structural problems remain unsolved”.At the Swiss Pension Conference, Beiner said Publica reduced its equity exposure at the beginning of the year, as he expects lower returns from the asset class in the coming years.Instead, the fund is considering to go into private debt such as infrastructure debt and direct lending.last_img read more

Bacolod city gov’t imposes liquor ban

first_imgLeonardia disclosed the citygovernment has been receiving reports of violation of social distancingmeasures in karaoke and videoke bars, and internet cafés and gaming stations,where persons, particularly minors and youth, converge and socialize withoutregard to the declared health regulations combating COVID-19. In EO No. 25, Section 1 prescribesthat the selling/serving by any business establishment or any person ofliquors, alcoholic beverages, coconut wine, and other nature wines and the likewhich causes intoxication is prohibited while Section 2 states the consumptionof liquor and any alcoholic beverage in public is also prohibited. Moreover, Section 3 states all karaokeand videoke bars and establishments, internet cafés or gaming stations,including Pisonet businesses, are closed to the public. On March 15, Leonardia placed the cityunder a general community quarantine, restricted all land, sea and air travelto and from Bacolod, and enforced curfew hours from 10 p.m. to 4 a.m. “There is now an urgent necessity forthe implementation of more stringent forms of social distancing to prevent thetransmission of Covid-19 and it is the intention of the city government toundertake more specific measures to effectively protect its citizens,” themayor stated on his order. Leonardia reiterated the selling,serving and consumption of liquor and other similarly intoxicating drinksencourage gatherings and close contact among people. These defeat theobjectives of community quarantine, he stressed. This after Mayor Evelio Leonardiaissued Executive Order (EO) No. 25. BACOLOD City – The localgovernment unit of this city has prohibited the selling of liquor and orderedthe closure of videoke bars and internet stations as part of its preventivemeasures to curb the spread of coronavirus disease 2019 (COVID-19). The mayor also suspended the holdingof mass gatherings and public events involving a large number of attendees. (With PNA/PN)last_img read more

Red Bank Regional Looking to Community for Alumni Nominees

first_imgLITTLE SILVER – The Red Bank Regional High School, through its education foundation, has observed a warm tradition for the past 10 years of honoring its most distinguished alumni.The honor includes an invitation to visit the high school where they tour the facility with our principal and meet the faculty and students. The tour culminates in a special reception for the honorees when students celebrate their lives in prose composed from submitted biographies.A special luncheon also will be held in their honor. Diners and their guests will be serenaded by the VPA instrumental student majors.The 20012-2013 school year’s program will take place on Friday, April 26.Nearly 100 individuals already have received the honor including, successful business men and women, philanthropic community members, long-standing public servants, community leaders, exceptional Red Bank Regional educators and tireless volunteers. Their names are inscribed on a plaque hanging near the school’s entrance for posterity.The nomination for the honor has come to school officials primarily by word-of-mouth through networking among foundation committee members.School officials are hoping that members of the community may know of someone truly worthy of the honor and may choose to nominate that person for distinguished alumni consideration.The criteria for submission is that the nominee graduated from Red Bank Regional High School (RBR) at least 15 years ago or from its predecessor, Red Bank High School, which was located at the current Red Bank Middle School property. Nominees should be role models to young people and have distinguished themselves in their careers (making some unique contribution) and served the communities in which they live with honor and significant commitment.With a rich history that dates back to 1906 there are potentially many distinguished alumni to honor. Officials hope the public will aid in the endeavor.All nominations should be sent by the Jan. 4 deadline to the special assistant to the superintendent, Debbie Orrigo, by e-mailing [email protected], calling 732-842-8000, Ext. 1240, or writing to the Red Bank Regional School District, 101 Ridge Road, Little Silver NJ 07739, attention of Ms. Orrigo.If possible, please include contact information for the nominee, including address, phone number, and e-mail address.last_img read more

Les Brodrick, South Africa’s WW2 Great Escape veteran, dies

first_imgLes Brodrick as a young Royal Air Force officer before his capture by the Nazis.The prison camp Stalag Luft III in German Silesia was built specifically to hold captured Allied airforce officers. In March 1944, 76 airmen daringly escaped from the camp after digging under the fences.The tunnel code-named Harry was shored up with stolen bed boards, had a railway track and carts for removing soil, and was ventilated with pipes made from milk-powder cans.A diagram showing the extent of tunnel Harry, running over 100 metres from under Hut 104 through the camp and out under the perimeter.(Images: Imperial War Museum)RELATED ARTICLES • SAAF: working in war and peace • Two centuries of South African military history • South African puppet company wins a Tony • Carrying the hopes of a nation • The history of South AfricaMary AlexanderHe survived being shot down over France, internment in a Nazi prison camp, escape, recapture, Hitler’s ordered mass murder of his comrades, the Long March to escape the advancing Soviet army – and a freak tsunami back home. Flight Lieutenant Les Brodrick, the last South African to make the legendary Great Escape of the Second World War, its “forgotten hero”, died peacefully in KwaZulu-Natal on 8 April. He was 91.On the night of 24 March 1944, 76 British officers imprisoned at the Nazi camp Stalag Luft III crawled to freedom through a 102-metre tunnel secretly excavated for nearly a year, over eight metres underground. On a moonless night during the coldest German winter in 30 years, Brodrick was the 52nd prisoner of war to emerge and scamper through the snow to hide in the nearby forest. The breakout was made famous by the classic 1953 film The Great Escape, starring Steve McQueen.Brodrick was born in south London on 19 May 1921. After the war he and his family emigrated to South Africa where he lived, working as an English teacher, for almost 60 years.At the age of 22 Brodrick was a pilot for the British Royal Air Force (RAF), running bombing raids over Germany and occupied Europe. In April 1943 his Lancaster bomber was hit by anti-aircraft fire over Stuttgart and, his plane limping back to the UK, hit again over occupied France. The plane crash-landed into a field near Amiens, killing four of the seven-man crew.Air officers’ prison campBrodrick was quickly captured and taken to Stalag Luft III prison camp in the German province of Lower Silesia, today part of southeastern Poland. There he soon became deeply involved in an ambitious, long-term escape project organised by another South African, the heroic but tragic RAF Squadron Leader Roger Bushell.Brodrick was imprisoned in a smaller compound of the larger prison camp, built specifically for British airforce officers. It also held captured airmen from Australia, Canada, Norway, Sweden, Greece, Poland, France, Belgium, Czechoslovakia, New Zealand – and South Africa. In its entirety, the vast camp covered 24 hectares and kept nearly 11 000 prisoners. And it was designed to keep those prisoners inside.Stalag Luft III was intentionally built on unstable, sandy soil difficult to tunnel through without the risk of collapse. Tunnelling was one of the few successful ways to escape prisoner-of-war camps, to get under the machine-gun watchtowers, electric fences, barbed wire and patrolling sentries. And a tunnel could free far more men than a dangerous dash through a prison fence.Useful too for preventing escape was the sand’s bright yellow colour, which made secretly disposing excavated tunnel soil difficult on the asphalt grey of the prison grounds. The Germans also embedded microphones into the ground to pick up any sound of digging. At 8.5 metres underground, the height of five tall men, the Great Escape tunnel was dug deep to escape detection.Soon after he arrived in the camp, Brodrick was recruited into the north compound’s escape committee, known in prisoner code as X-Committee. The secret group was put together by Roger Bushell who, as its mastermind, was given the code name Big X.The escape expertBushell, born in Springs east of Johannesburg and educated in the UK, was already a veteran of two bold escapes from Nazi camps. One required hiding in a goat pen, prostrate in the animal’s faeces, waiting for guards to move on. In the second he sawed through the floor boards of a moving prison train to drop between churning wheels onto the tracks below.Bushell was recaptured after both escapes. The second saw him fall into the hands of the Gestapo Nazi secret police, who in all likelihood tortured him, although he would never talk about it. Most accounts say he arrived at Stalag Luft III with a deep hatred of all Germans, and determined to make one, final and grand escape.It’s also said that around the time he began planning the Great Escape, Bushell received a letter from his fiancée telling him she was to marry another man. He’d been imprisoned or on the run for three years.In the German spring of 1943 Bushell put together an ambitious plan to dig not one, but three tunnels under and out of Stalag. His thinking was that, if one were discovered, the Nazi guards would find it inconceivable that more tunnels were still in progress. That would give them time to dig at least one robustly fortified and engineered tunnel – large and well-planned enough to allow more than 200 men to escape.In the British way, the tunnels were given the code names Tom, Dick and Harry.According to Australian journalist Paul Brickhill, a fellow prisoner who wrote a book about the escape after the war, when Bushell announced his plan to the X-Committee they were shocked at its extravagance. Bushell apparently roused them with these words:“Everyone here in this room is living on borrowed time. By rights we should all be dead.“In north compound we are concentrating our efforts on completing and escaping through one master tunnel. No private-enterprise tunnels allowed. Three bloody deep, bloody long tunnels will be dug – Tom, Dick and Harry. One will succeed.”Tom, Dick and HarryAs the plans progressed, Les Brodrick’s responsibility was as a “trapfuhrer”, guarding the secret entrance to Dick. Access to the tunnel was hidden under a drain in a washroom. Brodrick would open it for the diggers to enter, close it and then keep watch for guards as his comrades tunnelled underground.It was perhaps because it was an officers-only camp, filled with men with the benefit of an education, that the Great Escape’s tunnelling plans were both ambitious and ingenious. To prevent the easy collapse of the camp’s sandy yellow soil, wooden boards supporting prisoners’ bunk-bed mattresses were secretly filched to shore up the tunnel walls. Before the operation, every bed in the compound had 20 boards. At its end, they had an average of eight, and 90 double bunk-beds had vanished.The X-Committee came up with inventive ways of disposing of the yellow tunnel soil in the grounds of the camp, raking it to gardens and dumping it in the basement of the compound’s theatre. Prisoners would shuffle around with sand stuffed in long thin bags in their trousers, slowly dribbling the load onto the ground as they walked with a gait that gave them the nickname “penguins”.To get air into the tunnels, ventilation ducts were snaked together using empty cans of Klim, a milk powder provided by the Red Cross. The cans’ metal was also used to make small digging tools and candle holders. Underground candles were made by stealthily scooping fat off soup served in the mess hall, saving it in small tins, and lighting it with wicks made from the threads of old clothes.Tunnel Tom was the first to go. Bushell had decided to give the tunnel priority, but the extra activity triggered the underground microphones. The camp was searched, and in September 1943 the entrance to Tom was discovered and destroyed with explosives. It was the 98th escape tunnel found in the camp since the beginning of the war.The Germans were happy with their success, and their vigilance dropped. Bushell had been right: a German-speaking prisoner overheard guards saying that if such an enormous and well-constructed tunnel had been discovered and destroyed, there couldn’t possibly be another underway.Soon after, work on Brodrick’s tunnel Dick was stopped when the Germans began building a new prison compound over its planned exit. But the tunnel wasn’t abandoned: it continued to be a useful hiding place for wooden bed-boards and other filched material needed for the ongoing construction of the remaining tunnel, Harry.In March 1944 Harry was complete, and still undiscovered. It was an amazing piece of engineering for an entirely secret project. The tunnel was 102 metres long, dug 8.5 metres underground, and had electric light, a ventilation system and a railway track with carts for removing the soil.After the escape the Germans inventoried camp equipment and, from the amount of material missing, discovered the huge scale of the tunnel-construction project. Other than the 4 000 bed-boards and 90 bunk beds, the escape crew had stolen 192 bed covers, 161 pillow cases, 62 tables, 34 chairs, 76 benches, 1 212 bed bolsters, 1 370 beading battens, 1 219 knives, 478 spoons, 582 forks, 69 lamps, 246 water cans, 30 spades, 300 metres of electric wire, 180 metres of rope, 3 424 towels, 1 700 blankets – and more than 1 400 Klim cans.The escape begins – slowlyAfter waiting for a moonless night to ensure the cover of darkness, on 24 March 1944 the prisoners began to assemble in Hut 104, where the entrance to Harry was hidden under a moveable stove. Experienced escapers and those fluent in German were given places at the top of the escape roster. The rest drew lots. Bushell was given third place; Brodrick drew 52nd.They soon ran into trouble. On an exceptionally cold winter night with the ground covered in 15 centimetres of snow, the escape hatch was frozen shut. It was worked open and prisoner Johnny Bull broke through to the surface, only to discover that the exit was in the middle of the cleared perimeter patrolled by sentries, five metres short of the line of fir trees planned as cover. The prisoners would have to crawl through thick snow, only metres from a watchtower, to reach the protection of the forest.But the escape had to go ahead. Not only would another wait for a moonless night increase the chances of discovery, but all the prisoners’ meticulously forged travel documents were stamped with that day’s date.The escape began, but at a much slower rate than planned. First out was Harry Marshall, followed by Ernst Valenta, and then Bushell. Instead of the man a minute that could easily have freed all 200, the escape crawled to 12 men out every hour.From the night of the 24th to the morning of the 25th, the escape went on. Les Brodrick was the 52nd to emerge. After making it into the woods, he teamed up with Canadian Henry Birkland and British officer Denys Street, the three of them planning to rough it through the frigid forest southwards into Czechoslovakia and freedom.Back at the tunnel, the 77th man stumbled out of the hole into the path of a patrolling sentry. The whistle sounded, the alarm went up, and the Great Escape was over.Capture and reprisalsOf the 76 men who escaped, only three made it home. The other 73 were quickly rounded up, many at the local railway station where their clear unfamiliarity with their surroundings made them stand out to watchful Germans.Bushell and Bernard Scheidhauer, the fourth man out, were the first to be captured. They’d managed to board a train and had reached as far as Saarbrucken in eastern Germany, tantalisingly close to the French border, when police inspected their papers and discovered they were forged.Bushell fell back into Gestapo hands. On 29 March 1944 he and and Scheidhauer were put in a Gestapo car, to be taken to a handover to the “relevant authorities”. Some 40 kilometres into the trip the car stopped, the prisoners were told to relieve themselves and, while the stood at the side of the road with their backs turned to their captors, shot in the neck. Three days after his Great Escape, Bushell was dead. He was 34.Brodrick, meanwhile, had made it some way through the forest with Birkland and Street. The three came to a small cottage and, hoping for some respite from roughing it, knocked on the door. Inside were two men. In their broken German the Brodrick and his friends tried, later reports said, to “spin a yarn” to the men – try to explain why they, three strangers, were in the forest in the middle of a winter night not far from a prison-of-war camp. The men in the cottage were German soldiers, and Brodrick and his companions were arrested.Brodrick was taken to Gestapo headquarters in Gorlitz for interrogation, and then sent back to Stalag Lutz III.When he returned, Brodrick learned that 50 of the 76 men he had joined in the Great Escape had been murdered by the Gestapo. Bushell was dead, as too were Brodrick’s companions Birkland and Street.The Great Escape had a strong element of good British fun. It was daring, it was mischievous, its code names were corny, and there was a sense that other than the chance of being shot during escape, there was no desperate danger. Germany was a signatory to the Geneva Convention, which outlawed the execution of prisoners of war, escaped or not.But Adolf Hitler had other ideas. Enraged at the audacity of the escape, Hitler ordered that all 73 captured men be executed. His advisors were alarmed, and talked him down – to 50.In the film The Great Escape, the 50 are herded onto a hilltop and executed en masse. In reality the Gestapo, knowing they were committing war crimes, executed them in twos and threes, driving them to a remote location, getting them out of the vehicle, and then shooting them from behind to create the pretext that they were trying to escape.Many years later, Brodrick was asked if the Great Escape was worth it. “I suppose we did cause a certain amount of destruction,” he said. “But was it worth it? No, with 50 men dead, I don’t think so.”Three other South Africans were among the 50 murdered: Clement McGarr and Rupert Stevens, both 25, and 24-year-old Johannes Gouws, a Free State farmer’s son who just wanted to fly. After the war, the murder of the 50 was included in the charges against Gestapo officers in the crimes tried at Nuremberg.The Long March and homeBrodrick remained imprisoned at Stalag Luft III until just before the end of the war. As the Soviet army advanced from the east, Hitler ordered that all prisoner of war camps be emptied and their inmates force-marched westwards to Germany. Brodrick joined 80 000 other prisoners in the notorious Long March through a bitter winter from January to April 1945. It was later estimated that over 8 000 died.On 2 May 1945 Brodrick was among prisoners liberated by the British at Lubeck in northern Germany, and was flown back to the UK in a Lancaster bomber from his old squadron.Back home with his family, he became a teacher in Canvey Island, Essex. In 1953 the region was hit by a massive tsunami caused by freak weather conditions, with Canvey Island bearing the brunt. The family decided to leave, and in 1956 emigrated to Amanzimtoti in KwaZulu-Natal, soon moving to Scottburgh nearby. Brodrick became a South African, living here for almost 60 years.After his death his cousin John Fishlock told British newspapers Brodrick had become a forgotten hero because he moved to South Africa. “He was a remarkable man who deserves recognition,” he said. “He never knew why he was spared the firing squad – it was simply luck of the draw. His son Duke was just six months old at the time and he used to say that Hitler must have heard about that and spared him.”Only two survivors of the Great Escape remain: 93-year-old Dick Churchill, who lives in the UK, and 99-year-old Paul Royle of Perth, Australia.Les Brodrick leaves behind his wife, Theresa, 92, his sons Roy, 67, and Duke, 70, and two grandchildren.last_img read more

Nations with resources should welcome refugees:Shanu Hinduja

first_imgFrom Yoshita SinghNew York, May 8 (PTI) As the world faces the biggest refugee crisis in recent history, Vice Chairperson of the Hinduja Bank, Switzerland Shanu S P Hinduja has emphasised that countries with resources should open their doors to those fleeing war and poverty.”The doors and gates have to open now and the countries which do have the resources they have to welcome the refugees fleeing their homelands because of war and to find a better future,” Hinduja told PTI.She said given the focus on globalisation today, patriotism cannot only be about countries but has to be about “global citizenship”.”People now have to start looking at the world with different eyes. It is not about mine and yours. Globalisation has to be about thinking in terms of global views, about each country bringing its strength and solutions at a global level and not only for itself,” she said.Against the backdrop of the refugee crisis, she stressed that patriotism has acquired a new significance and nations and its citizens need to now have an “open approach”.”We have to look at people as people and not just where they have come from. If we look at history, at some point we all have been refugees from some where,” she said.”Patriotism does not mean you hate the other person. Patriotism teaches loves and does notteach you to hate. The concept of patriotism was created to give people a sense of belonging. We may look different but that does not mean we dont belong together,” she added.advertisementShe stressed parents have a very crucial role of teaching the true meaning of patriotism to young children, whether it is towards a country, team or individual.”Whether its sports or in any other field, children must be taught to admire not just the team or country but what the individual has achieved in his or her field.”You will then change the mindset of the child that patriotism is not hating the other team but that one has to admire and learn from the individuals talent and capability.The spirit of competition should be there but dont make it about hating the other team. The mindset that we are going to change today will build the future,” she said.Hinduja also emphasised that countries should not have any reason to close doors as immigrants and refugees will eventually add to the cultural fabric. PTI YAS NSA AKJ NSAlast_img read more

Books Donated to Department of Correctional Services

first_imgState Minister in the Ministry of National Security, Hon. Rudyard Spencer, is appealing for more corporate entities to partner with the Government in the delivery of various rehabilitation programmes for wards and inmates housed at correctional institutions islandwide.“With purposeful rehabilitation, successful reintegration of our inmates and wards is possible. We have to continue to find ways to support the effective delivery of rehabilitation programmes and services,” he said.The State Minister was speaking at the launch of a book drive at the Metcalfe Street Secure Juvenile Remand Centre in Kingston on Monday (April 23).Mr. Spencer said the initiative is part of the Government’s thrust to partner with corporate Jamaica in advancing efforts to reduce reoffending.He praised LMH Publishing, Ian Randle Publishers and the Kiwanis Club of Meadowvale for participating in the initiative by donating 26 boxes of books to the Department of Correctional Services (DCS).The provisions comprise general reading books; Caribbean Examinations Council (CXC) and Caribbean Advanced Proficiency Examination (CAPE) textbooks; remedial and intermediate books; magazines; and novels.With these, the DCS now has new reading material to serve all 14 correctional institutions – seven adult and four juvenile centres.Mr. Spencer said the donations were especially significant for the wards, who have been working to improve themselves by taking advantage of opportunities to complete their education.“It is important for us to understand the crucial role of our youth in, not only our society, but in any society. The youth of today are our future. If we do not teach them, nurture them, respect them and facilitate their growth, what prospects do we have for tomorrow? Even though they have made mistakes, they can be redeemed,” he said.Additionally, Mr. Spencer said he was pleased that through the donations, the youth housed at the centres islandwide will be have opportunities to further expand their minds.“For those in the care and supervision of the Department of Correctional Services, I challenge you to make good use of the resources you are given today. Read, be encouraged and expand your horizons,” he said.Mr. Spencer assured that the Government, with the help of its partners will “do everything that is humanly possible to ensure that when the wards leave (the institutions), they will be better than when they came in”.“I guarantee they will be better able to make a contribution to the advancement and development of this nation… and I hope this will inspire other organisations to come on board and play their part,” he added.During Monday’s launch, books were symbolically handed over to the Metcalfe Street Secure Juvenile Remand Centre.The launch coincided with World Book Day, an annual event organised by the United Nations Educational, Scientific and Cultural Organization (UNESCO) to promote reading, publishing and copyrighting.World Book Day was first celebrated on April 23, 1995.last_img read more

If There Are Questions About Ray Rice Former Honey

Remember the “Honey Badger,” the LSU safety who seemingly ruined his NFL career because he could not stop smoking marijuana? Remember how he was ridiculed when he was kicked off the No. 1 team in the country, how he seemed to be the sad example of talent wasted?Well, look at him now. Tyrann Mathieu is a star safety for the Arizona Cardinals, one of the league’s top defenders. He missed the Atlanta Falcons game last week because of injury, one reason the Falcons were able to pass the ball so well.Mathieu could miss a few more games with the broken thumb. But he’s already established himself in his second season as a force on the field and reliable off of it.He goes by his name now, not the moniker because, while catchy, it symbolizes a time in his life that he regrets.It took losing his college career and the threat of a pro career for Mathieu to smarten up.“I didn’t have everything together back in college,” he said to when he arrived in Arizona. “I had everything together as far as football, but when it came to my social life, my personal life, I didn’t have everything intact. I didn’t have my emotions intact. Spiritually, I wasn’t intact.“Once you take football away, you are able to work on the person. These last six months, that is all I had was Tyrann the person. I attacked the person, I attacked my issues. . . Back when I was the Honey Badger, I didn’t have everything intact. Going forward, I am going to focus on being Tyrann Mathieu and that is the person I want to control right now.”Coach Bruce Arians said: “He’s a good kid. . . he knew his mistakes, owned up to his mistakes and he was just looking for an opportunity. The football part spoke for itself, and he’s been nothing but a dream to coach ever since.”Mathieu’s case of taking advantage of his opportunity comes at a time when Ray Rice is seeking a second chance, too. The cases are different but the same in this way: They are talented athletes who made mistakes. Mathieu’s errors hurt him; Rice’s actions hurt his wife, making some feel he should not set foot on an NFL field again as a player.Mathieu shows that a second chance can be a real life-saver. . . if handled properly. He went into rehab, moved by himself to Florida where he cleared his head and lungs and committed himself to a better life.That better life meant no drugs, understanding that if he stayed true to that personal mandate, the NFL was his to be had. To this point, Mathieu has been on point. He’s the playmaker scouts projected him to be.Rice is a proven football commodity who surely has been scared straight. He’s paid a penance. And for those looking for examples of second-chancers who kept it together, look to Mathieu. That’s something few would have even considered less than two years ago. read more


first_img Recommended for you Facebook Twitter Google+LinkedInPinterestWhatsAppProvidenciales, 19 Nov 2014 – The stray dog problem also came up in the House of Assembly, the ministerial statement of the Minister of Environment and Home Affairs explained that this month will see the launch of an emergency action plan. The plan for Provo is awaiting approval explained Minister Amanda Missick and it was confirmed that dog traps are now in country. “…we owe a debt of gratitude to the Grand Turk Cruise Center for their generous assistance toward this project. This will assist the Department of Agriculture in containing the stray dog situation.” During 2013 it was exposed that members of the public were not only being increasingly irresponsible pet owners but destroying the traps. While Grand Turk, the Cruise Port capital of the country is seeing the feral dog problem already being checked, there is an alarming increase in complaints about stray dogs from islands like South Caicos and North Caicos. Once started, the emergency action plan for Provo will run until March next year. PNP Party takes credit for Beaches pier resolution Related Items:amanda missick, grand turk cruise center, Minister of Environment and Home Affairs, stray dog Cruise Ship suspected of Norovirus due to dock in Grand Turk Facebook Twitter Google+LinkedInPinterestWhatsApp PNP Party says it led wooden pier removal by Beacheslast_img read more